Texas Winter Driving Safety Tips  

Freezing temperatures and cold conditions can make driving in Texas challenging, especially on untreated roads. Our team at Xpress Insurance provides an overview of typical auto insurance claims and offers advice to help you stay prepared on the road during winter.

Common Winter Auto Insurance Claims

Some of the most frequent seasonal claims we see typically include the following:

• Collisions caused by icy or slick roads can lead to significant vehicle damage.
• Fender benders in parking lots due to reduced traction from ice or snow.
• Liability claims for other parties’ losses if you lose control of your vehicle and injure them or damage their property.
• Windshield cracks that can result from sudden temperature changes or flying debris.

Safety Tips for Seasonal Driving

Our team recommends the following strategies that may help prevent accidents and reduce vehicle damage during colder months:

• Slow down and increase following distance: Icy patches can be difficult to spot, especially on bridges and overpasses. Reducing your speed and leaving extra space may allow for safer stopping distances.
• Check your tires: Proper tread and inflation can improve traction on slick roads. You may also consider winter tires if your area is prone to freezing temperatures.
• Clear your windows and mirrors: Removing all ice, frost and snow before driving can improve visibility.
• Avoid sudden movements: Accelerating, braking and steering smoothly may help you maintain control on icy surfaces.
• Prepare for emergencies: Keeping an emergency kit in your car and maintaining at least half a tank of gas can help you manage unexpected situations in cold weather.

Secure a Policy Today

Our team is here to answer your questions about winter auto claims and provide guidance on the proper coverage you need. Contact Xpress Insurance to review your policy and to get a free custom quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.